My Dream Beach Hut: How I’d Spend A £20k Lotto Win


“What would you spend the money on, if you won the lottery?” It’s a question I’ve been asked many a time in the pub. My answer is usually “Why, I’d buy a house on Blackheath and a few designer handbags and shoes, of course!”

But that kind of spend would need a big Lotto win. What’s trickier is working out how you’d spend a sum of money like £20,000. It’s a HUGE amount of money, but it wouldn’t buy you a house. In the last few days, along with my husband and even my mum, I’ve given this a lot of consideration. At one point I think I convinced myself we’d actually won £20k – “We should probably put it in a savings account and it could pay for Grace’s university fees,” my husband said. “But what if she doesn’t want to go to uni?” I asked. “We shouldn’t put pressure on her to go to uni – it’s not right for every kid.”

Then we snapped back to reality. And I decided that no, I wouldn’t save the hypothetical £20k win for my child’s education, I’d buy a beach hut on the English coast somewhere. We spent a day last weekend at Minnis Bay in Kent, and couldn’t help but peek into some of the (all of the) beach huts as we strolled past. Some were basic but some had gone all out in channelling beach chic. Some had families spilling out of them, deckchairs out on the front, chips and ice cream being devoured, and some had people sitting inside, with a blanket on the knee, quietly reading a book. Bliss.

Beach huts, Minnis Bay

Yes, you could only properly really use it for part of the year, but even on a cold, bright, winters day, wouldn’t it be special to head to the beach hut and have some hot chocolate and marshmallows as you’re all wrapped up watching the waves crash to the beach?

So I’d spend my £20k Lotto win on a beach hut, and any money left over, I’d spend on beachy interior buys to make it a real treat to visit with the family. Here’s some of my inspiration from Pinterest
If I won the lottery, I'd buy a beach hut

I just need to win the Lotto now. The New Lotto will go on sale in the Autumn at £2 per line, and will offer more ways to win more money. The changes include:

  • A new Lotto raffle – at least 50 winners will scoop a guaranteed £20,000 in each Lotto draw, and if the jackpot rolls, the number of raffle winners grows too
  • Bigger prizes for matching three numbers – the prize for matching three numbers will more than double, increasing from £10 to £25
  • Bigger jackpots – the average Saturday jackpot will increase to around £5 million and the Wednesday jackpot will increase to around £2.5 million

Playing new Lotto is just as easy as it’s always been – players will still choose six numbers from 49 either using the play slip or Lucky Dip. In the Autumn, when players buy a Lotto ticket, they will receive a unique raffle number printed at the bottom, to have a chance of winning 50 guaranteed prizes of £20,000.

As well as giving players more ways to win more money, new Lotto will also be contributing more funding to crucial National Lottery Good Causes all over the UK. Each week, National Lottery players raise over £35 million for Good Causes.

How would you spend £20k if you won the Lotto?

Thanks to Camelot/The National Lottery for sponsoring this post.




  1. August 13, 2013 / 11:48 pm

    Love the beach huts in pastel colours, so pretty. There’s nothing like this in Germany and I just find them such a cool idea x

    • notanothermummyblog
      August 14, 2013 / 9:28 am

      They’re gorgeous, aren’t they?

  2. Hellootsgemma
    August 14, 2013 / 9:47 am

    A beach hut in south wild would set you back 80k+ soz

  3. Hellootsgemma
    August 14, 2013 / 9:48 am

    That should be Southwold. Damn auto correct.

    • notanothermummyblog
      August 14, 2013 / 9:57 am

      I did extensive research Gemma 😉 And you can get a beach hut in Essex for £8k!

  4. August 14, 2013 / 11:23 am

    Yes yes yes a beach hut what a perfect way to spend the money! I adore the seaside, whatever the weather – if I had a beach hut maybe other people would be more willing to come with me when it’s raining!

    I’d spend it on travel I think – a massive holiday or series of smaller holidays visiting places I’ve always wanted to go.

    • notanothermummyblog
      August 16, 2013 / 8:42 am

      Yes you could shelter in it, playing board games, watching the rain!

  5. August 14, 2013 / 10:07 pm

    I thought it was just me who took the hypothetical lotto win far too seriously! Good to know I’m not the only one who manages to lose all sense of reality at times… :o)

    • notanothermummyblog
      August 16, 2013 / 8:41 am

      Ha ha! I think it’s important to know what you’d spend it on. You’ve got to be prepared 😉

  6. May 31, 2019 / 3:10 am

    Great post. A £20k would certainly be great lol. It’s enough money to significantly change your life, but not really enough for anyone to know you have it. Unless you flaunt it, which nobody in this community would do obviously.

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